Great Lessons about Money

Great Lessons About MoneyMoney is very important in life. Therefore, there is a need to be properly educated on the issue of finances in order to handle them in a better way. Let us briefly look at the following three lessons:

1) Money is an Idea

The ordinary pursues money in life. But the great ones pursue great ideas. Good ideas normally solve people’s challenges or problems in life. Once there is a great idea that is changed into reality, it automatically brings money. Think of great Edison and the light bulb? Today the electric industry is just great. It is hard to live without it. Think of Henry Ford and the invention of the car? It is just mind-blowing. We can’t finish the list.

Money is an idea.

2) Money does not make you rich

There are people who have money. Some earn big money but they are not rich. What does that tell you? Money does not make you rich. But what makes you rich? It is what you do with it. It is how you use money that makes you rich. If you follow those who are rich, you find that they use their money to buy assets. Then those assets work for them to build their wealth. But others, they use the money to buy liabilities. Some have been destroyed by failure to properly handle money.

How do you use your money?

3)  Deal with two Money problems

Basically, there are two kinds of money problems. Those are; lack of money i.e. too little and too much money. You, therefore, need to learn how to deal with either of these two problems. Which of the two problems do you have? How are you dealing with it?

You have now learned three lessons about money. I pray that you may put these lessons into practice. Each lesson is very important. You need to deal with challenges you have that are associated with any of them. God wants you to enjoy life.

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Making Money – How You Were Made a Millionaire From the Beginning of Time

88f3bc060c1fef296b51dca3bbb0e734Do you want to be a millionaire? Once you have a millionaire experience, you will enjoy life in its fullness just like it was meant to be from the very beginning. If I talk about a millionaire, I am talking about you. You were made a millionaire by the Supreme Being. This article will show you how to use your millionaire status in making money. So continue reading this article.
Paul said, “Now I say that so long as an heir is a child, he in no respect differs from a slave, although he is the owner of everything, but he is under the control of guardians and trustees until the time his father has appointed.” Now it is time you took possession of what belongs to you.

1. You were made perfect.

You were created by the Supreme Being. He put His Spirit in you. You possess His image in you. You were made to function like Him and rule the earth. In fact He delegated His power and authority to you. So you need to grow up and take your position. Do not suffer for the lack of knowledge. A cat gives birth according its kind i.e. a cat. You were born of God the Creator of the earth, which comprises of gold and silver. When He placed you on earth, He gave you all the resources you would ever need. So making money should not be a problem to you.

2. You Possess Wisdom and Creativity.

When Adam and Eve were in the Garden of Eden, everything was in full supply. This is because the Supreme Being will never allow His Creation to suffer. He first ensures that what He creates has got all the necessary provisions in order to live a good and enjoyable life. He is not an irresponsible Creator. Now what ensures that your needs are supplied today? There must be money. The writer of Ecclesiastes in the Bible says, “A feast is made for laughter, and wine makes merry: but money answers all things.” So making money is not a choice. You need to have a business to make money.

3. Starting Your Own business.

You are not supposed to be limited in any way in life. Live the life you want. You need to grow to reach your full potential. You are like the Supreme Being. You are perfect in your spirit. But you need to change the way you think. Let your mind agree with what is in your spirit. You can start a business in any area you are passionate about. You can start making money from wherever you are. You can do any type of business whether online or offline.

The internet is full of ideas and opportunities. You can join any successful marketing program. You can promote products found in Amazon, ClickBank, and other affiliate programs which are home based. So you can enjoy the freedom you want whilst making money. You must grow into you status of a millionaire.
You were made a millionaire from the beginning of time. Creativity and wisdom are in you. Making money should therefore not be a problem. Follow the tips highlighted in this article to be successful in life. Open yourself up to learning so that you can grow and reach your full potential.

Making Money – Raising the Millionaire in You

millionaireHave you ever pictured yourself having everything you want in life? Becoming successful and wealthy? Making money you want at the time you want? Maybe you are dreaming yourself not asking for things from other people but instead meeting the needs of others. What do you think brings those thoughts to your mind? Meeting the needs of others is possible if you are making money yourself. Well, that is where raising the millionaire in you comes in. There is a millionaire in you. In order to find out more about raising the millionaire in you, continue reading.

This article outlines important tips on how to raise the millionaire in you. It covers the origin of the millionaire, how the millionaire was buried, and the process of raising the millionaire.

1. The Origin of the millionaire.

If you are not living the life you want, it means you are not occupying your rightful position. Not being wealthy is a reflection that something was taken away from you. Being wealthy means living a life of success, abundance, health, having all you want, and enjoying life. Understanding your origin will help to start making money to be able to live the life you want.
You were created in the image of the Supreme Being. The Creator of the universe. The One who made all good things for you. The Supreme Being placed you on earth to rule and enjoy all of His creation. He made you a perfect being to imitate Him in all you do. He was never a failure, so you are not a failure but a millionaire. Making money is what you are capable of because creativity is your nature.

2. How The Millionaire was buried.

Do you know why the thoughts of success, wealth, and prosperity keep on coming to your mind? It is because that is what you were created to be. Those thoughts are not strange to the real you. If you are experiencing failure, lack of money, not enjoying life, it is because someone stole, killed, and destroyed the real you i.e. the millionaire in you. I am glad that The Supreme Being had a better plan. He had a way of restoring what was stolen, killed, and destroyed.
Maybe you are asking yourself, “how was the millionaire in me buried?” That is a good question. You see, there are words, which say, “As a man thinks, so is he,”says the Bible. You can never rise above the level of your thoughts. Some of us have always thought that what we appear to be is what we were meant to be. For the many years we have been living, we have been learning some things. We have learned how to become failures in life, sick people, experience lack of money, and how to be dependent on other people for anything. So that is how the millionaire in you was buried.

3. The process of raising the millionaire in you.

“I have come that they might have life, and that they might have it more abundantly,” said Jesus. It is time to arise. It is time to change the way you think. You need to start seeing things the way they are. Becoming rich, wealthy, and successful is a mindset. Start changing your mindset. That is the starting point for making money.
Just like you learned to be a failure because of negative things that were said to you when you were growing up, you need to learn to think like a millionaire. Learn how to make money. It took you years to be where you are today. This is because you gradually embraced what people have been saying to you. You believed those things. Now is the time to unlearn those things by replacing them with positive things.

Get information that will raise the millionaire in you and start making money. Change your thought patterns. Do not listen to negative statements about your life and all that relates to you. If you have been seeing yourself as a failure in life, start seeing yourself as a millionaire because that is what you are. Speak the positive things about who you are and made to be.

Learning the skills of making money by raising the millionaire in you is possible. Follow the tips highlighted in this article. Get the right information and embrace the thoughts of success, wealth, health, and prosperity. That will change your life. You are a millionaire so reject all the negative things you were taught to believe. You were not designed to be a failure. It is not too late to change and become the real you. Take action in order to realize the dreams of your life.

Important Tips For ClickBank Affiliates

make-money-with-clickbank1-872x450Are you a ClickBank affiliate? Or you desire to be one? Well ClickBank is a well known and reliable affiliate network. It is known to be the best place to earn money quickly as an affiliate. ClickBank provides great tools and services and their fee is very reasonable. New affiliates are recommended to join ClickBank to start their business.

ClickBank deals with digital products, which are downloadable on the internet. This makes it simple as there is no requirement for any physical delivery.Once you are registered as a ClickBank affiliate, you can choose any product from the a pool of available products to promote. There are thousands of products available currently. The sales commission offered by the merchants are usually very high and as a ClickBank affiliate, you can make 50% per sale.

You should not hesitate to join ClickBank if you want your business to take off. Already, there are thousands of ClickBank affiliates who are earning an income on a regular basis.
The purpose of this article is to give you some tips to follow when working with ClickBank.

1. Promote Your Products in Forums.

You should look for at least three, that are related to your product with a high page ranking. You should first register with the forum and start participating. It should be a forum with many people. Ask questions and also answer some questions of other members. Do not add promotion text in your posts. You are allowed to put your signature at the end of your post. This is where you are allowed to put website link or affiliate products link.
As you become active in the forum helping other members, you will start seeing traffic coming to your website. This will result in more sales of the products you are promoting.

2. Promote Your Products in E- mails.

Nowadays, almost everyone uses email to communicate with others. Any email can be used to market products. You can do this by including your signature in the email text.Remember to add your affiliate link after your name at the end. This means that with every email you send out, your affiliate links are advertised. If you send 50 emails per day, it means 50 people are looking at your affiliate or website links everyday.
Expand your contact list. You should as many methods to do this as possible to grab email addresses of new people. For this you can use forums, chat rooms and others to get new friends. Do not spam. This means you should not send emails to people who do not know about you or who do not want to receive your emails. If you spam, your email will be blocked thus losing your contacts. Remember to make your emails interesting in order to get the attention of your readers.

3. Promote Your Products on a Website.

Many ClickBank affiliate use their websites to promote their products. It is therefore recommended to have your own website. The website should be related to the products you promote. This means that your products should match your website theme.
Make your website simple and clean. Every page of your website should contain your affiliate links. You must put attractive and nice banners to advertise the products. You can use few lines of text links to promote the ClickBank products.

Start your business with ClickBank products to become a successful affiliate. ClickBank is a popular affiliate network. Use forums, emails, and your website to promote your ClickBank products for better results. Remember that ClickBank offers a large number of products to choose from.

Affiliate Marketing Programs – Important Tips For Making Money Online

index1Money is a very important tool in life. Everyone wants to make money as much as possible. In the age of the internet, making money online has become popular and easier. In order to make it on the internet, you need some tips. The aim of this article is to show you important tips you can use to be successful in making money online.

1. Find a product to sell.

This may be a product or program. Even if you do not have your own product, you can get one to sell on the internet. You can sell someone else’s product or program. We call that affiliate marketing program. It is important to choose the products you will sell. There are many products available on the internet. If you type the phrase ‘affiliate programs” you will find a lot of them showing up on search engines. However, it is important to know the commission that program offers. Most of them offer from 50% to 70% of every sale you make. Researching on the affiliate programs before making a selection is very important in order to avoid scam programs. Get all the information you need about the companies offering the programs or products and nothing should be hidden.

2. Market your product.

If you promote an affiliate program or product, you earn a commission after making a sale. No sale, no commission. Do not leave the success of your business to chance. It is important therefore, that you have your advertising methods. There are many affiliate program or product marketers on the internet who are working hard to earn a commission. So there is a lot of competition. In order to be successful in making money online, you need to advertise. Some methods charge a fee for advertising like pay per click and classified ads spaces. As to which method you use for your marketing, it will depend on the capital you have. If you have a limited capital for advertising, you can use cheaper methods which shall be indicated in the following point.

3. Use your own website.

It is advisable to own a website, which you can use as your tool for promoting your affiliate programs or products. This is because you can even blog on your site. Posting articles will enrich your website with content. We call this article marketing. You can further post articles to other article directories and include your resource box at the end, which will point back to your website. This will result in high ranking on search engines and easily get free traffic. The visitors will find your products and end up buying thus resulting in earning commissions. A website will help you as you participate in forums because you can make posts, which will have your signature with a link pointing to your website. This will be a cheap way to advertise your products. Participating in forums is about helping people improve and develop their businesses. You make money online by helping others. As you help them they trust you and become interested on what you are selling. This will help you in making money online. Some end up becoming your regular customers depending on what you offer.

4. Be patient and consistent

May I indicate to you that making money online may take sometime. It may not be achieved overnight. What is important is consistency in doing what you have to do. Like building back links for your website. Apply different methods to advertise. This will be a foundation for your business. Be patient and do not give up. People are really making money online. Focus on things that will make you feel good about your online business not things that will put you down. Keep on adding content to your site. Use most if not all of the resources provided by the program or product owner. Remember that even the owners of the products want you to be successful because your success, is their success.

If you want to make money online, follow the tips highlighted in this article. Promoting affiliate marketing programs is one of the many ways one can use to make money on the internet. Find the good products and market them. Using your own website can be very beneficial. Remember to exercise patience and be consistent as you work on your online business. You can make money on the internet and you need to act now. Find out more on what you can do to earn money online.

4 Important Tips on How to Create Wealth

images (6)Everyone wants to live and enjoy an abundant and fulfilling life. Well, there is no better time to build wealth than now. It is not for certain individuals but everyone can share in the wealth of the world. Wealth is not an event but it is created and accumulated over a period of time. This comprises of an abundant life, one that has got what you want in life. It includes health, peace, money, properties, joy, and all that you need in life.
The purpose of this article is to outline some tips that can help you start creating wealth for yourself and your loved ones.

1. Now is the time to create wealth.

Some people think when they are young or old they cannot accumulate some wealth. Those who are young say it is for the adults. Those who are old say it is now late to start accumulating wealth. The starting point is to start saving whatever amount of money you can. It does not have to be a big sum of money that you save. For example, $10.00 in 12 months gives $120.00. That is good money for someone who has less disposable income. You may calculate what you can save according to your affordability. So you do not have to wait.

2. Start your own business

Whether you have a full time job or not, you can start your own business. It can be an offline or online business. Off line, you can start retail, construction, consulting, and other many opportunities. When it comes to online businesses, there are also many ideas and opportunities. One of the opportunities online is affiliate marketing programs whereby you do not have to own your own products. Instead, you promote other people’s products or programs and earn huge commissions. You can create wealth from the commissions. It is advisable to have your own website to promote affiliate programs. After you have mastered affiliate products, you can go an extra mile and start developing your own products.

3. Choose an appropriate investment plan

After you have saved and accumulated some money from any source, you can choose other types of investments. You can invest lump sums or join monthly subscription plans, which will result in big money after a certain period of time. Avoid rushing for debts when you are in need of money. The money you pay to service debts on monthly basis should be money you are saving or investing. Wealth is yours, you deserve it, just tap into your inner being for ideas or just visit the internet to check for ideas that can suit your situation.

4. Enjoy your wealth

Remember that wealth is for enjoyment and helping those who are in need. As you create wealth, you should not struggle or suppress yourself. After you have accumulated it, enjoy it. Do not suffer having money. Live the life you want. Learn to balance up life. This includes the physical, spiritual, emotional, and intellectual aspects.

Follow the four outlined tips for creating wealth and you will have your share. Wealth is not for certain individuals, but for everyone. You have to start from somewhere, and you can have it. It is your right to have it. Start today and avoid postponing.

The Biggest Challenges of Home Based Businesses

home-based-business-e1449251479193Before I can go to the challenges of home based businesses may I first explain what they are. These businesses can be done in the comfort of your own home. You don’t have to travel to a regular office to do your work. They comprise of businesses that are either online or offline. It is true that home based businesses have great benefits like saving in transport costs, flexibility, not reporting to a boss, and unlimited potential income. However, there are also challenges of home based businesses. This article is concentrating challenges of online home businesses.

The purpose of this article is to outline some of the biggest challenges of home based businesses of which you must be able to overcome.

1. No guaranteed paychecks and support.

This is a serious challenge for beginners on home based businesses. There is no fixed salary at the end of the month. This is the biggest challenge for beginners. It means extra work in your business to make sales. If there are no sales or cash inflow, it means you will earn nothing and yet the goal is to make money. A traditional job guarantees a paycheck at the end of the month. Furthermore, there is no one to encourage you in your work like in a regular office, especially during hard times. You have to draw strength from within to continue with your work. You also have to do your own planning and set targets in order to be successful.

2. Lack of determination and discipline may result in poor productivity.

A home based business requires consistency and discipline. There is no boss follow you on your job. So you need to do your job without being followed. You need to be consistent in order to be successful. There may be TV programs you like watching at home, but when it is time to work on your business, you must learn to discipline yourself.

3. Getting visitors to your business.

In order to make sales in your business, you need visitors. This is often referred to as traffic on the internet. Driving them into your website can be a challenge and you need to work hard mainly on putting content into your site and also getting back links from other websites in order to rank high on search engines. This is a big challenge to new website owners and that is why they will have to use other means to advertise their businesses. However, you can overcome this challenge by using cheap strategies for like participating in forums and submitting articles in article directories and also post them in your own website for content.

4. Capital requirement.

When you start an online business, you need to have your own website if you want to do many things on it. This is if you do not want to use free blogs. A website requires a domain, and a web host. This requires money. Since it is not easy to get targeted traffic you will have to use other advertising strategies for which you will have to pay. Without enough capital, it can take you a long time before you see good sales in your online business.

5. Choosing the right home based business.

If you choose affiliate marketing as your home based business, there is a big challenge of choosing the right programs to promote. There are many business opportunities on the internet but so are the scams. Now you need to do some research in order to choose the right ones, which are good for you. You must know the commissions structure of the program and when commissions are paid.
The good thing about the above mentioned challenges of home based businesses is that they can be overcome. Just follow the tips that have been indicated when explaining the challenges. They will help you to be successful in your business.

Important Guide to Help You Set Up Your Home Office

717cb2a36ded191a0182176cf289da33Many people now want to work from home. It may be that they have started a home-based business or they have a work from home job. Whichever of the two you are involved in there are some things you need to do in order to be successful.
This article outlines what you need to consider having your office set up at home.

1. Home office setup essentials

Even though establishing your own home business have its own challenges, the most part of it can be exciting. Therefore, you must never neglect setting up a home office in order to take care of your business needs. This will help you to treat your home business as you think of a business that is out of home.
Your office should be set up in a way that will make your work at home convenient and efficient. There are some important factors you need to put together in your home office like securing all necessary equipments, and furniture to keep your business functioning smoothly.

2. Starting your home office set up.

Start by working on the basics of your office set up and you can attend to the specific details later. So consider the following:
– On which part of your house do you set up your office? You should consider the conditions of that area of your house. Ensure that it is a convenient place to attend to your business and work essentials.
– Use a quiet place in the house. If you set up your office away from areas that are less distracting will enable you to increase productivity. This is especially important if you have young children at home.
– Put in place a home office business plan. Just like any other thing, it is advisable to create a plan that will help organize the necessary steps that will help you reach your goals.

3. Space plan

This is where you decide which area of your house you will use to set up your office. It will help avoid the source of disturbances and it is one of the important factors that could influence your decision. Ensure that the space has got enough light and air, and away from the source of noise. Having these in place will provide a professional environment for your home office business.
Remember that you will be spending most of your time in your office, so it must be comfortable for you. You can decorate your office to make it suitable for you to work from.

4. Home office equipments

In order to work efficiently, you will need some equipment in your office. So identify the equipments you need for your particular business.
You will need communication tools like telephone line and fax machine. This is because you will need to contact other business people as you work on your business. The phone should be one dedicated to your business, so separate it from the home phone. Since businesses now use modern technology for communication like emails, you will also need to have an internet connection. Having different communication systems in place will help you offer the most convenient communication method for your business associates as much as possible.

Other equipments that are useful for a home business include computers either a laptop or desktop, printers, and scanners among others.
The outlined guide to setting up your home office is very important. It will result in having a professional and very conducive atmosphere for the success of your home business.

Why God Wants Us to Marry

weddingWhy do some married couples argue most of the time especially a short time after marriage? Does it mean there is something wrong with the marriage? Can such a situation improve? Marriage is a holy institution created by God. Two people from different backgrounds have come to spend their lives together. Therefore, marriage is built every day. Couples still need to learn and understand each other. They must grow together. No marriage partners can fully understand each other at a distance. But now you are together. Nothing can be hidden for long now. You are close to each other. Each other’s weaknesses are now easily exposed. So we need to be committed to each other because of our deep love. We need to be patient with each other.

Gen 1:26 And God said, Let us make man in our image, after our likeness: and let them have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth.

Gen 1:27 So God created man in his own image, in the image of God created he him; male and female created he them.

Gen 1:28 And God blessed them, and God said unto them, Be fruitful, and multiply, and replenish the earth, and subdue it: and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth.

God created everything. He created people and made them to work together with Him. God created them to resemble Him. People were created to build the human race by having children. They were to fill the earth with people who would be like God. The rest of creation was meant to be under their rule and control. However, the first task was to build up each other.

According to verse 27, God created male and female. He wanted us to form a complete union and each giving what the other does not have. That means the husband and the wife are meant for each other. So they need to help build each other to be better children of God with good and pleasing lives. 1 Corinthians 11:11 tells us, “As far as the Lord is concerned, men and women need each other.” A man needs a woman and a woman needs a man. We complement each other in life. So no one can do without the other for life to be complete.

Meeting needs of the whole person

Each marriage partner was meant to meet all the needs of his partner. The whole person consists of spirit, soul, and body. Marriage is not only for meeting sexual needs of your spouse. But it is for meeting all of the needs. There is a need to support each other fully. Marriage is also a spiritual relationship. Husband and wife are to seek God together. Pray and share the Word together. You encourage each other. You were meant to be friends. Be there for each other all the time. Share your love and share in each other’s duties. Talk to each other every day. Share what happened to each other during the day. Open your heart to each other.

Marriage is also a relationship of the body. As husband and wife you must also become one in body. Sleeping together is great and good if you are spiritually one. God created sex for a husband and wife to enjoy. This is an expression of the joy you have in each other. Do not deprive each other of such a beautiful and enjoyable experience. In case there is something wrong that might hinder such an expression, be open and honest to each other and fix it quickly. Otherwise your marriage will suffer and it might lead to disastrous actions and consequences. Keeping quiet when there is a problem does not help anybody. There should be no pretense in marriage because it will soon come out and will be noticeable to all. If there is a need for outside help, shout for it. Do not suffer alone for long.

Marriage is a responsibility

“Just as iron sharpens iron, friends sharpen the minds of each other.” (Proverbs 27:17). We can learn from this scripture that God gave the spouse to the other to teach, form, and build up each other. Each spouse must be happy that God gave you a marriage partner. So a man must accept his manhood and the woman her womanhood. Each must fulfill his or her role in the marriage.

What is the role of the husband?

The husband must be willing to stand by and support his wife with the abilities God gave to him as a man. With love and understanding, the husband must guide his wife. The husband needs to work and supply the needs of the family. He should listen to the challenges faced by his wife and offer advice. As the husband becomes always available to help his wife, the wife will grow more and more and become mature.

What is the role of the wife?

It is important for the wife to be willing to stand by her husband with the abilities the Lord gave her as a woman. The wife needs to support her husband faithfully and encourage him. A man also needs to be encouraged. The wife should not be deceived by the fact that a man appears and looks strong. Circumstances come and shake a man, so he also needs to be encouraged. A wife also needs to cook nice food for the man and ensure he is properly and neatly clothed. The more the wife supports and encourage her husband, the better he will work.

If the wife is happy, it proves that the man fulfills his duties properly. If a man does his work properly, it proves that the wife supports him in love. This is how God calls the husband and wife to build each other up in marriage. On the other hand, if each of the spouses is complaining, it means the other is not fulfilling his or her role. It means there is no proper support. Iron sharpens iron. This means the husband and wife must accept marriage as a responsibility. That is why God wants people to marry.

The order of marriage
“Now I want you to know that Christ is the head over all men, and a man is the head over a woman. But God is the head over Christ.” (1 Corinthians 11:3). Let me indicate that there is order in marriage. As husband and wife, work together. But note that the husband is the leader according to God. That means he is the first one to serve his wife and ensure that they serve God together. The wife needs to follow the husband’s guidance. The husband is in a leadership role in serving each other, serving the Lord and other people.

From this we learn that God is calling the husband to be strong in the marriage. He is expected to take responsibility for their life together. God is calling the strong man to always act in a friendly and loving way towards his wife. He must recognize her as his helper and advisor. The wife is called to act in a mature manner. She is expected to accept her husband’s guidance. She should help him as he carries out his responsibilities and service. Help him to be a good leader.

Children in a marriage

“Children are a blessing and a gift from the LORD.” (Psalm 127:3). As a couple receive the children with which God blesses you. They should be your joy. Bring them up for the Lord. Bringing children up is part of our task in marriage. It becomes easier to raise children up if parents are one as husband and wife and if they are both Christians. Children are happy if they see that you as husband and wife love each other. That way they feel safe.

Children bring a bigger responsibility in the marriage. Husband must ensure that they have food, clothes, and school funds are paid. The wife must ensure the children are well taken care of as they grow up. Husband and wife should form the characters of the children. They must both teach the children by both example and by words. Parents must help children to love the Lord. They must pray regularly. In all these we need the Lord’s help and guidance.
Now, we have seen that marriage was created by God so we could enjoy a balanced life. As husband and wife we should enjoy each other even as we execute both our individual and joint responsibilities. We should properly support each other and help bring up our children. As a partner in the marriage, you need to ensure that you carry out your duties. Ask God’s help to do that. Love and support your spouse. One day you shall give an account of how you lived your life and how you played your role. If you neglected some of your duties and responsibilities, it is not too late. You can still correct things with the help of the Lord.
Blessings in Jesus Name?